Clear Perspectives Financial Planning Review


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Clear Perspectives Financial Planning, registered in 2016, serves 6 state(s) with a licensed staff of 8 advisors. Clear Perspectives Financial Planning manages $342.2 million and provides investment advisory services for 216 clients (1:27 advisor/client ratio).

Firm Information

Summary Firm
Overall Rating
Minimum Investment $500,000
Average Client Balance $1,584,131
Total AUM $342.2 million
Fee Range AUM fees range from 0.5%-1.0% depending on account balance. Please contact us or see website for more details.
Advisor / Client Ratio 1:27
Languages Offered English
Specialities Tax Planning, Business Owners, Investment Planning and Management, Retirement Planning
Website Visit Site
Phone Number 513-469-8400
Headquarters Cincinnati, OH
Locations See locations
Facebook Visit Profile
Twitter carolahoffman
SEC Filings View SEC IAPD CRD #146588

Investment Philosophy

We help busy people do the most important financial activities, including tax planning, retirement income planning, robust portfolio management, estate planning, and more. We are fee-only fiduciaries, committed to always putting client interests first. We work in male/female teams of CFPs(r), MBAs, and deep specialists.

Disciplinary Questions

After checking the disciplinary records of Clear Perspectives Financial Planning, our system found no disciplinary questions to ask. Checks take place monthly.

Conflict Questions

After checking the regulatory records of Clear Perspectives Financial Planning, our system has identified the following question(s) to ask. Learn more.

Which securities does Clear Perspectives Financial Planning trade for itself that it will also be recommending to me?

Clear Perspectives Financial Planning has marked in their disclosures that they trade recommended securities. While this often can be seen as "eating your own cooking," there are several inherent conflicts that can arise. For example, front running is when a financial professional buys or sell securities ahead of their client. In short, any financial professional should disclose all positions they hold (or have sold short) that they will also be recommending to you.

Our system found no other conflict questions to ask. Checks take place monthly.

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Disciplinary History

An important aspect of the Trust Algorithm is processing the SEC Form ADV Part 1 filing of each Registered Investment Advisor (RIA). “Item 11 Disclosure Information” contains a list of valuable disclosures that are relevant for Americans.

As identified in SEC Form ADV Part 1, Item 11 “Disclosure Information”, the Trust Algorithm identified the following disciplinary disclosures for Clear Perspectives Financial Planning:


Unfortunately, there is no single, uniform pricing standard for working with a financial advisor. Catchphrases, including "fee-only," can be helpful; however, Americans often get confused with competitors promoting "fee-based" in response. To learn more, explore our series of articles about what financial advisors do and what it may cost to work with one, as well as what their titles mean and how to make a smart choice.

Ultimately, to understand the underlying costs of advisory services, we always recommend asking for an itemized fees breakdown and reading the firm's ADV Part 2 Brochure (Item 5, "Fees and Compensation").

View Fee Disclosures


Other Firms

This automated report was generated using SEC and FINRA data and was last updated on September 16th, 2022*. For data support, email "". Views: 323 (trailing six months). Firms that receive a 4.5 or 5-star rating are considered Trusted by Learn more.

*SEC data last verified 09/16/2022. For the most up-to-date information, please view the applicable SEC and FINRA reports above. By visiting these sites, you are subject to their terms of use (IAPD, BrokerCheck). Any data inaccuracies, please contact our team. All requests for updated information should also be reported directly to the SEC and/or FINRA.

Firm’s/Financial Professional’s profile pages may contain certain limited information directly provided to by the Firm/Financial Professional including, by way of example only, the “Personal Bio,” “Certifications,” and/or “Investment Philosophy” portions of the profile page. With respect to such information, cannot and does not independently verify, audit, validate, assess or guarantee the adequacy, accuracy, or completeness of such information; such information is not included or otherwise incorporated within’s Trust Score algorithm or review process.