October 4th, 2022
Pinkerton Retirement Specialists, registered in 2010, serves 13 state(s) with a licensed staff of 9 advisors. Pinkerton Retirement Specialists manages $1.0 billion and provides investment advisory services for 771 clients (1:86 advisor/client ratio).
|Average Client Balance||$1,322,958|
|Total AUM||$1.0 billion|
|Fee Range||AUM fees range from 0.5% to 2.19% depending on account balance.|
|Advisor / Client Ratio||1:86|
|Specialities||Retirees, Investment Planning and Management, Baby Boomers, and Business Owners|
|Clientele||Accredited Investors primarily in United States|
|Headquarters||Coeur d'Alene, ID|
|SEC Filings||View SEC IAPD CRD #120973|
With 34 years in business, our mission is: to empower you, your family, and your business to achieve your financial and life goals by serving as your most trusted advisor and providing a level of service beyond anything you have ever experienced. Our comprehensive wealth management and retirement planning services are built on trust, transparency, lower costs, and independent, unbiased advice.
After checking the disciplinary records of Pinkerton Retirement Specialists, our system found no disciplinary questions to ask. Checks take place monthly.
After checking the regulatory records of Pinkerton Retirement Specialists, our system has identified the following question(s) to ask. Learn more.
Pinkerton Retirement Specialists can accept commissions for its investment advisory services. These commissions may be earned from the sale of investment or insurance products and are paid by the companies providing the products being sold. While this allows for a broader range of investment options and management styles a firm can offer, it can also create an incentive for the firm to put their financial interests ahead of your own. Is the firm’s purpose to provide you financial planning and ongoing advice or to sell commission-based products to its clients?
12b-1 fees increase the total annual cost of owning a mutual fund with no guarantee of higher returns. Some firms receive these fees as payments, which creates an incentive to promote them.
Pinkerton Retirement Specialists has marked in their disclosures that they trade recommended securities. While this often can be seen as "eating your own cooking," there are several inherent conflicts that can arise. For example, front running is when a financial professional buys or sell securities ahead of their client. In short, any financial professional should disclose all positions they hold (or have sold short) that they will also be recommending to you.
Our system found no other conflict questions to ask. Checks take place monthly.
An important aspect of the Trust Algorithm is processing the SEC Form ADV Part 1 filing of each Registered Investment Advisor (RIA). “Item 11 Disclosure Information” contains a list of valuable disclosures that are relevant for Americans.
As identified in SEC Form ADV Part 1, Item 11 “Disclosure Information”, the Trust Algorithm identified the following disciplinary disclosures for Pinkerton Retirement Specialists:
|Activity Restriction – SRO||No|
|Attorney/Accountant Authorization Revocation – SRO||No|
|Business License Revocation – SRO||No|
|Business License Revocation - SEC/CFTC||No|
|Business License Revocation - Other Regulatory Agencies||No|
|Dismissal upon Settlement – Court||No|
|Investment-Related Prohibition - Court||No|
|False Statements or Omissions – SRO||No|
|False Statements or Omissions - Other Regulatory Agencies||No|
|False Statements or Omissions - SEC/CFTC||No|
|Monetary Penalty - SEC/CFTC||No|
|Order Entered - SEC/CFTC||No|
|Order Entered - Other Regulatory Agencies||No|
|Regulation Violations - SEC/CFTC||No|
|Regulation Violations - Other Regulatory Agencies||No|
|Regulation Violations – SRO||No|
Unfortunately, there is no single, uniform pricing standard for working with a financial advisor. Catchphrases, including "fee-only," can be helpful; however, Americans often get confused with competitors promoting "fee-based" in response. To learn more, explore our series of articles about what financial advisors do and what it may cost to work with one, as well as what their titles mean and how to make a smart choice.
Ultimately, to understand the underlying costs of advisory services, we always recommend asking for an itemized fees breakdown and reading the firm's ADV Part 2 Brochure (Item 5, "Fees and Compensation").
|Insurance Agent Conflict - Affiliation||No|
|Insurance Agent Conflict - Firm||No|
|Private Investment Management||No|
|Trades Recommended Securities||Yes|
As a financial advisory firm, Pinkerton Retirement Specialists can provide a variety of financial planning services for Americans. Financial advisors help you achieve your life goals, e.g., saving for retirement, by creating a comprehensive financial plan and managing your investment portfolio (e.g., stocks, ETFs, mutual funds, bonds).
Financial planning services can include tax planning, estate planning, retirement planning, or life-based event planning such as saving for college, getting married, purchasing a home, paying down debt, or planning an inheritance. For further detail, see our articles on different types of advisors and financial advisor services.
Pinkerton Retirement Specialists is headquartered in Coeur d'Alene, ID and currently serves in 13 states: Alaska, Arizona, California, Colorado, Florida, Idaho, Minnesota, Nevada, Ohio, Oregon, Texas, Utah, Washington.
While Pinkerton Retirement Specialists advises clients across a variety of portfolio sizes, the average client balance is currently $1,322,958. In total, Pinkerton Retirement Specialists manages $1,020,000,942 in assets.
Neither the SEC nor FINRA tracks portfolio performance metrics for the financial planning industry. As a result, unlike hedge funds, there is no historical performance for any financial advisory firm. Financial plans and investment portfolios are always unique to the client's personal financial situation.
investor.com relies on regulatory data from the SEC to rate and review financial advisor firms. As a result, we do not support personal reviews on the site. To file a complaint or dispute with this firm, please fill out the SEC Investor Complaint Form.
This automated report was generated using SEC and FINRA data and was last updated on October 4th, 2022*. For data support, email "email@example.com". Views: 220 (trailing six months). Firms that receive a 4.5 or 5-star rating are considered Trusted by investor.com. Learn more.