Pinkerton Retirement Specialists Review

computer Visit Site phone 208-667-8998 print Print Report

Pinkerton Retirement Specialists, registered in 2010, serves 13 state(s) with a licensed staff of 9 advisors. Pinkerton Retirement Specialists manages $1.0 billion and provides investment advisory services for 771 clients (1:86 advisor/client ratio).

Firm Information

Summary Firm
Overall Rating
Minimum Investment $500,000
Average Client Balance $1,322,958
Total AUM $1.0 billion
Fee Range AUM fees range from 0.5% to 2.19% depending on account balance.
Advisor / Client Ratio 1:86
Languages Offered English
Specialities Retirees, Investment Planning and Management, Baby Boomers, and Business Owners
Clientele Accredited Investors primarily in United States
Website Visit Site
Phone Number 208-667-8998
Headquarters Coeur d'Alene, ID
Locations See locations
SEC Filings View SEC IAPD CRD #120973

Investment Philosophy

With 34 years in business, our mission is: to empower you, your family, and your business to achieve your financial and life goals by serving as your most trusted advisor and providing a level of service beyond anything you have ever experienced. Our comprehensive wealth management and retirement planning services are built on trust, transparency, lower costs, and independent, unbiased advice.

Disciplinary Questions

After checking the disciplinary records of Pinkerton Retirement Specialists, our system found no disciplinary questions to ask. Checks take place monthly.

Conflict Questions

After checking the regulatory records of Pinkerton Retirement Specialists, our system has identified the following question(s) to ask. Learn more.

What percentage of income does Pinkerton Retirement Specialists receive from fees versus commissions?

Pinkerton Retirement Specialists can accept commissions for its investment advisory services. These commissions may be earned from the sale of investment or insurance products and are paid by the companies providing the products being sold. While this allows for a broader range of investment options and management styles a firm can offer, it can also create an incentive for the firm to put their financial interests ahead of your own. Is the firm’s purpose to provide you financial planning and ongoing advice or to sell commission-based products to its clients?

Does Pinkerton Retirement Specialists offer mutual funds that have 12b-1 fees?

12b-1 fees increase the total annual cost of owning a mutual fund with no guarantee of higher returns. Some firms receive these fees as payments, which creates an incentive to promote them.

Which securities does Pinkerton Retirement Specialists trade for itself that it will also be recommending to me?

Pinkerton Retirement Specialists has marked in their disclosures that they trade recommended securities. While this often can be seen as "eating your own cooking," there are several inherent conflicts that can arise. For example, front running is when a financial professional buys or sell securities ahead of their client. In short, any financial professional should disclose all positions they hold (or have sold short) that they will also be recommending to you.

Our system found no other conflict questions to ask. Checks take place monthly.

Was this helpful?

Yes or No

Disciplinary History

An important aspect of the Trust Algorithm is processing the SEC Form ADV Part 1 filing of each Registered Investment Advisor (RIA). “Item 11 Disclosure Information” contains a list of valuable disclosures that are relevant for Americans.

As identified in SEC Form ADV Part 1, Item 11 “Disclosure Information”, the Trust Algorithm identified the following disciplinary disclosures for Pinkerton Retirement Specialists:


Unfortunately, there is no single, uniform pricing standard for working with a financial advisor. Catchphrases, including "fee-only," can be helpful; however, Americans often get confused with competitors promoting "fee-based" in response. To learn more, explore our series of articles about what financial advisors do and what it may cost to work with one, as well as what their titles mean and how to make a smart choice.

Ultimately, to understand the underlying costs of advisory services, we always recommend asking for an itemized fees breakdown and reading the firm's ADV Part 2 Brochure (Item 5, "Fees and Compensation").

View Fee Disclosures


Other Firms

This automated report was generated using SEC and FINRA data and was last updated on October 4th, 2022*. For data support, email "". Views: 220 (trailing six months). Firms that receive a 4.5 or 5-star rating are considered Trusted by Learn more.

*SEC data last verified 10/04/2022. For the most up-to-date information, please view the applicable SEC and FINRA reports above. By visiting these sites, you are subject to their terms of use (IAPD, BrokerCheck). Any data inaccuracies, please contact our team. All requests for updated information should also be reported directly to the SEC and/or FINRA.

Firm’s/Financial Professional’s profile pages may contain certain limited information directly provided to by the Firm/Financial Professional including, by way of example only, the “Personal Bio,” “Certifications,” and/or “Investment Philosophy” portions of the profile page. With respect to such information, cannot and does not independently verify, audit, validate, assess or guarantee the adequacy, accuracy, or completeness of such information; such information is not included or otherwise incorporated within’s Trust Score algorithm or review process.