Retirable, registered in 2020, serves 14 state(s) with a licensed staff of 6 advisors. Retirable manages $5.0 million and provides investment advisory services for 71 clients (1:12 advisor/client ratio).
|Average Client Balance||$70,726|
|Total AUM||$5.0 million|
|Fee Range||Single AUM fee of 0.75% on first $500,000, and no fees above that. For annual balances less than $33,333, there's only a flat fee of $250.|
|Advisor / Client Ratio||1:12|
|Specialities||Retirement Planning, Retirees, Investment Planning and Management, Baby Boomers, Retirement Income or “Decumulation”|
|Clientele||Works with U.S. clients.|
|Headquarters||New York, NY|
|SEC Filings||View SEC IAPD CRD #307472|
Retirement planning and “decumulation” is very different than retirement savings “accumulation.” As clients live longer and their income needs change through retirement, we design our portfolios to generate reliable monthly income utilizing the “bucket strategy” to follow their financial plans. These retirement focused portfolios balance short-term spending needs with long-term lifestyle planning.
After checking the disciplinary records of Retirable, our system found no disciplinary questions to ask. Checks take place monthly.
After checking the regulatory records of Retirable, our system found no conflict questions to ask. Checks take place monthly.
An important aspect of the Trust Algorithm is processing the SEC Form ADV Part 1 filing of each Registered Investment Advisor (RIA). “Item 11 Disclosure Information” contains a list of valuable disclosures that are relevant for Americans.
As identified in SEC Form ADV Part 1, Item 11 “Disclosure Information”, the Trust Algorithm identified the following disciplinary disclosures for Retirable:
|Activity Restriction – SRO||No|
|Attorney/Accountant Authorization Revocation – SRO||No|
|Business License Revocation – SRO||No|
|Business License Revocation - SEC/CFTC||No|
|Business License Revocation - Other Regulatory Agencies||No|
|Dismissal upon Settlement – Court||No|
|Investment-Related Prohibition - Court||No|
|False Statements or Omissions – SRO||No|
|False Statements or Omissions - Other Regulatory Agencies||No|
|False Statements or Omissions - SEC/CFTC||No|
|Monetary Penalty - SEC/CFTC||No|
|Order Entered - SEC/CFTC||No|
|Order Entered - Other Regulatory Agencies||No|
|Regulation Violations - SEC/CFTC||No|
|Regulation Violations - Other Regulatory Agencies||No|
|Regulation Violations – SRO||No|
Unfortunately, there is no single, uniform pricing standard for working with a financial advisor. Catchphrases, including "fee-only," can be helpful; however, Americans often get confused with competitors promoting "fee-based" in response. To learn more, explore our series of articles about what financial advisors do and what it may cost to work with one, as well as what their titles mean and how to make a smart choice.
Ultimately, to understand the underlying costs of advisory services, we always recommend asking for an itemized fees breakdown and reading the firm's ADV Part 2 Brochure (Item 5, "Fees and Compensation").
|Insurance Agent Conflict - Affiliation||No|
|Insurance Agent Conflict - Firm||No|
|Private Investment Management||No|
|Trades Recommended Securities||No|
As a financial advisory firm, Retirable can provide a variety of financial planning services for Americans. Financial advisors help you achieve your life goals, e.g., saving for retirement, by creating a comprehensive financial plan and managing your investment portfolio (e.g., stocks, ETFs, mutual funds, bonds).
Financial planning services can include tax planning, estate planning, retirement planning, or life-based event planning such as saving for college, getting married, purchasing a home, paying down debt, or planning an inheritance. For further detail, see our articles on different types of advisors and financial advisor services.
Retirable is headquartered in New York, NY and currently serves in 14 states: Arizona, California, Florida, Georgia, Illinois, Louisiana, Nebraska, New Hampshire, New York, North Carolina, Tennessee, Texas, Virginia, Washington.
While Retirable advises clients across a variety of portfolio sizes, the average client balance is currently $70,726. In total, Retirable manages $5,021,612 in assets.
Neither the SEC nor FINRA tracks portfolio performance metrics for the financial planning industry. As a result, unlike hedge funds, there is no historical performance for any financial advisory firm. Financial plans and investment portfolios are always unique to the client's personal financial situation.
investor.com relies on regulatory data from the SEC to rate and review financial advisor firms. As a result, we do not support personal reviews on the site. To file a complaint or dispute with this firm, please fill out the SEC Investor Complaint Form.
This automated report was generated using SEC and FINRA data and was last updated on November 4th, 2022*. For data support, email "email@example.com". Views: 185 (trailing six months). Firms that receive a 4.5 or 5-star rating are considered Trusted by investor.com. Learn more.
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