Chase Freedom Flex vs USAA Preferred Cash Rewards Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Chase Freedom Flex
Earn 5% cash back on different categories like gas stations, grocery stores (excluding Target and Walmart) and select online merchants on up to $1,500 in total combined purchases each quarter you activate. Earn 5% on travel purchased through Chase Ultimate Rewards; 3% on dining at restaurants (including takeout and eligible delivery services) and drugstores, earn 1% on all other purchases. New cardmembers can earn a $200 bonus after you spend $500 on purchases in the first three months from account opening. Oh, and there's a 0% intro APR on purchases and balance transfers for 15 months. And, no, we don’t get paid by the word around here.
USAA Preferred Cash Rewards Visa Signature Card
The USAA Preferred Cash Rewards Visa Signature Card pays 1.5% cash back on purchases, no category restrictions. Get a 0% intro APR for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening.