Chase Freedom Flex vs U.S. Bank Cash+ Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Chase Freedom Flex
Earn 5% cash back on different categories like gas stations, grocery stores (excluding Target and Walmart) and select online merchants on up to $1,500 in total combined purchases each quarter you activate. Earn 5% on travel purchased through Chase Ultimate Rewards; 3% on dining at restaurants (including takeout and eligible delivery services) and drugstores, earn 1% on all other purchases. New cardmembers can earn a $200 bonus after you spend $500 on purchases in the first three months from account opening. Oh, and there's a 0% intro APR on purchases and balance transfers for 15 months. And, no, we don’t get paid by the word around here.
U.S. Bank Cash+ Visa Signature Card
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose; 2% cash back on one everyday category (gas/EV charging stations, grocery stores or restaurants) and 1% cash back on all other eligible purchases. 0% intro APR on purchases and balance transfers for the first 15 billing cycles. Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.