U.S. Bank Cash+ Visa Signature Card vs USAA Preferred Cash Rewards Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
U.S. Bank Cash+ Visa Signature Card
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose; 2% cash back on one everyday category (gas/EV charging stations, grocery stores or restaurants) and 1% cash back on all other eligible purchases. 0% intro APR on purchases and balance transfers for the first 15 billing cycles. Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.
USAA Preferred Cash Rewards Visa Signature Card
The USAA Preferred Cash Rewards Visa Signature Card pays 1.5% cash back on purchases, no category restrictions. Get a 0% intro APR for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening.