Truist Enjoy Cash Credit Card vs U.S. Bank Cash+ Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Truist Enjoy Cash Credit Card
Choose how you earn rewards when you apply. Earn 3% cash back on gas and 2% on utilities and groceries (with a combined $1,000 monthly spend cap) — and 1% on all other eligible purchases. Or choose to earn 1.5% on all eligible purchases. Heads up! You choose the rewards type when you apply, you just can’t change it later. 0% intro APR on purchases for 12 months after account opening.
U.S. Bank Cash+ Visa Signature Card
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose; 2% cash back on one everyday category (gas/EV charging stations, grocery stores or restaurants) and 1% cash back on all other eligible purchases. 0% intro APR on purchases and balance transfers for the first 15 billing cycles. Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.