PenFed Power Cash Rewards vs USAA Preferred Cash Rewards Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
PenFed Power Cash Rewards
PenFed Honors Advantage Member earn 2% cash back on all purchases. Non-member earn 1.5% cash back. 0% promo APR on balance transfers for 12 months (3% fee applies); after that a nonvariable APR of 17.99% applies. Earn a $100 bonus statement credit when you spend $1,500 in the first 90 days.
USAA Preferred Cash Rewards Visa Signature Card
The USAA Preferred Cash Rewards Visa Signature Card pays 1.5% cash back on purchases, no category restrictions. Get a 0% intro APR for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening.