Discover it Chrome vs USAA Cashback Rewards Plus American Express Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Discover it Chrome
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Earn unlimited 1% cash back on all other purchases. 0% intro APR for 15 months on purchases and balance transfers and 3% balance transfer fee (versus 5%) for a limited time.
USAA Cashback Rewards Plus American Express Card
Earn 5% cash back on your first $3,000 in combined gas station and military base purchases yearly, 2% cash back on your first $3,000 in grocery purchases yearly, and unlimited 1% cash back on all other qualifying purchases. Get a 0% APR for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening.