Citi Double Cash Card vs U.S. Bank Cash+ Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Citi Double Cash Card
Earn 2% cash back on everything — 1% when you buy and 1% when you pay off your balance, no caps on cash back earned. 0% intro APR on balance transfers for 18 months. Transfers must be completed within four months of account opening and incur a 3% balance transfer fee.
U.S. Bank Cash+ Visa Signature Card
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose; 2% cash back on one everyday category (gas/EV charging stations, grocery stores or restaurants) and 1% cash back on all other eligible purchases. 0% intro APR on purchases and balance transfers for the first 15 billing cycles. Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.