Capital One QuicksilverOne vs Upgrade Cash Rewards 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Capital One QuicksilverOne
Earn 1.5% unlimited cashback on all purchases and 5% cashback on hotels and rental cards booked through Capital One Travel. $39 annual fee. Requires “fair credit” to qualify.
Upgrade Cash Rewards
Use the Upgrade Card at retail locations and online and earn unlimited 1.5% cash back on all purchases when you pay them back. Funds from your line of credit are also available to be sent to your bank account. $200 bonus when you open a Rewards Checking account and make three debit card transactions.