Capital One Quicksilver Rewards vs U.S. Bank Cash+ Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Capital One Quicksilver Rewards
Flat 1.5% unlimited cashback on every purchase and 5% cashback on hotels and rental cars booked through Capital One Travel. 0% intro APR for 15 months on purchases and balance transfers. 3% balance-transfer fee waived on amounts transferred within the first 15 months. Earn a one-time $200 cash bonus once you spend $500 within three months from account opening.
U.S. Bank Cash+ Visa Signature Card
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose; 2% cash back on one everyday category (gas/EV charging stations, grocery stores or restaurants) and 1% cash back on all other eligible purchases. 0% intro APR on purchases and balance transfers for the first 15 billing cycles. Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.