Bank of America Customized Cash Rewards vs Capital One Quicksilver Rewards 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Bank of America Customized Cash Rewards
3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores or home improvement/furnishings); 2% cash back at grocery stores and wholesale clubs (including those with supermarkets inside) and 1% cashback on all other purchases. Introductory 0% APR for 18 billing cycles on purchases and balance transfers made within 60 days of opening an account. $200 cash rewards bonus after making at least $1,000 in purchases in the first three months.
Capital One Quicksilver Rewards
Flat 1.5% unlimited cashback on every purchase and 5% cashback on hotels and rental cars booked through Capital One Travel. 0% intro APR for 15 months on purchases and balance transfers. 3% balance-transfer fee waived on amounts transferred within the first 15 months. Earn a one-time $200 cash bonus once you spend $500 within three months from account opening.