BMO Harris Bank Cash Back Mastercard vs Upgrade Triple Cash Rewards 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
BMO Harris Bank Cash Back Mastercard
Get 5% cash back on eligible streaming, cable TV and satellite services, 3% cash back on eligible gas and grocery purchases (up to $2,500 in combined spend each calendar quarter), and 1% cash back on all other eligible purchases. Get a $200 cash back bonus when you spend $2,000 within three months of opening your account. 0% introductory APR on balance transfers for 12 months from date of first transfer.
Upgrade Triple Cash Rewards
Use the Upgrade Card at retail locations and online and earn 3% unlimited cash back on purchases in the Home, Auto, and Health categories when you pay eligible purchases back, and earn 1% cash back on everything else.