Bank of America Customized Cash Rewards vs Discover it Chrome 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Bank of America Customized Cash Rewards
3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores or home improvement/furnishings); 2% cash back at grocery stores and wholesale clubs (including those with supermarkets inside) and 1% cashback on all other purchases. Introductory 0% APR for 18 billing cycles on purchases and balance transfers made within 60 days of opening an account. $200 cash rewards bonus after making at least $1,000 in purchases in the first three months.
Discover it Chrome
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Earn unlimited 1% cash back on all other purchases. 0% intro APR for 15 months on purchases and balance transfers and 3% balance transfer fee (versus 5%) for a limited time.