Bank of America Customized Cash Rewards vs U.S. Bank Cash+ Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Bank of America Customized Cash Rewards
3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores or home improvement/furnishings); 2% cash back at grocery stores and wholesale clubs (including those with supermarkets inside) and 1% cashback on all other purchases. Introductory 0% APR for 18 billing cycles on purchases and balance transfers made within 60 days of opening an account. $200 cash rewards bonus after making at least $1,000 in purchases in the first three months.
U.S. Bank Cash+ Visa Signature Card
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose; 2% cash back on one everyday category (gas/EV charging stations, grocery stores or restaurants) and 1% cash back on all other eligible purchases. 0% intro APR on purchases and balance transfers for the first 15 billing cycles. Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.