Truist Enjoy Cash Credit Card vs USAA Cashback Rewards Plus American Express Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Truist Enjoy Cash Credit Card
Choose how you earn rewards when you apply. Earn 3% cash back on gas and 2% on utilities and groceries (with a combined $1,000 monthly spend cap) — and 1% on all other eligible purchases. Or choose to earn 1.5% on all eligible purchases. Heads up! You choose the rewards type when you apply, you just can’t change it later. 0% intro APR on purchases for 12 months after account opening.
USAA Cashback Rewards Plus American Express Card
Earn 5% cash back on your first $3,000 in combined gas station and military base purchases yearly, 2% cash back on your first $3,000 in grocery purchases yearly, and unlimited 1% cash back on all other qualifying purchases. Get a 0% APR for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening.