PNC Cash Rewards Visa Credit Card vs SoFi Credit Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
PNC Cash Rewards Visa Credit Card
Earn 4% cash back on gas station purchases, 3% on dining purchases at restaurants and 2% on grocery store purchases for the first $8,000 in combined purchases in these categories annually. Earn an unlimited 1% cash back on all other purchases. Earn a $200 bonus after making $1,000 or more in purchases during the first three billing cycles. 0% intro APR on balance transfers for the first 12 billing cycles. 3% balance transfer fee for the first 90 days following account opening, and 4% after that.
SoFi Credit Card
Earn 2 reward points for every dollar spent on eligible purchases. Redeem points at a rate of 1 cent per point if you elect to redeem as cash deposited into your SoFi Money account, as fractional shares into your SoFi Invest account, as cryptocurrency into your SoFi Active Invest account, or as a payment toward your SoFi Personal or Student Loan. Points redeem at a rate of 0.5 cents per point if you elect to redeem them as a statement credit into your SoFi Credit Card account.