Chase Freedom Unlimited vs PenFed Power Cash Rewards 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Chase Freedom Unlimited
Earn unlimited 3% cashback on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases and 1.5% on all other purchases. Earn an unlimited 5% on travel purchased through Chase Ultimate Rewards. New cardmembers earn a $200 bonus after spending $500 on purchases in the first three months of account opening. 0% intro APR for 15 months on purchases and balance transfers.
PenFed Power Cash Rewards
PenFed Honors Advantage Member earn 2% cash back on all purchases. Non-member earn 1.5% cash back. 0% promo APR on balance transfers for 12 months (3% fee applies); after that a nonvariable APR of 17.99% applies. Earn a $100 bonus statement credit when you spend $1,500 in the first 90 days.