Capital One QuicksilverOne vs Chase Freedom Unlimited 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Capital One QuicksilverOne
Earn 1.5% unlimited cashback on all purchases and 5% cashback on hotels and rental cards booked through Capital One Travel. $39 annual fee. Requires “fair credit” to qualify.
Chase Freedom Unlimited
Earn unlimited 3% cashback on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases and 1.5% on all other purchases. Earn an unlimited 5% on travel purchased through Chase Ultimate Rewards. New cardmembers earn a $200 bonus after spending $500 on purchases in the first three months of account opening. 0% intro APR for 15 months on purchases and balance transfers.