Capital One Quicksilver Rewards for Good Credit vs USAA Cashback Rewards Plus American Express Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Capital One Quicksilver Rewards for Good Credit
Earn unlimited 1.5% cash back on every purchase, and 5% cashback on hotels and rental cars booked through Capital One Travel . Requires “good credit” (as in no late payments in the past year or defaults in the past five) to qualify, according to Capital One.
USAA Cashback Rewards Plus American Express Card
Earn 5% cash back on your first $3,000 in combined gas station and military base purchases yearly, 2% cash back on your first $3,000 in grocery purchases yearly, and unlimited 1% cash back on all other qualifying purchases. Get a 0% APR for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening.