Bank of America Unlimited Cash Rewards (Platinum Tier) vs U.S. Bank Cash+ Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Bank of America Unlimited Cash Rewards (Platinum Tier)
Preferred Rewards Platinum Tier members earn an unlimited 2.25% cashback on all purchases (a 50% rewards boost from the standard 1.5% cashback rate). The Bank of America Unlimited Cash Rewards card offers a 0% introductory APR for the first 18 billing cycles for purchases, as well as any balance transfers made within the first 60 days of opening your account.
U.S. Bank Cash+ Visa Signature Card
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose; 2% cash back on one everyday category (gas/EV charging stations, grocery stores or restaurants) and 1% cash back on all other eligible purchases. 0% intro APR on purchases and balance transfers for the first 15 billing cycles. Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.