Bank of America Unlimited Cash Rewards (Platinum Honors Tier) vs USAA Preferred Cash Rewards Visa Signature Card 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Bank of America Unlimited Cash Rewards (Platinum Honors Tier)
Preferred Rewards Platinum Honors Tier members earn 2.62% unlimited cash back on all purchases — a 75% rewards boost from the standard 1.5% cashback rate. The Bank of America Unlimited Cash Rewards card offers a 0% introductory APR for the first 18 billing cycles for purchases, as well as any balance transfers made within the first 60 days of opening your account.
USAA Preferred Cash Rewards Visa Signature Card
The USAA Preferred Cash Rewards Visa Signature Card pays 1.5% cash back on purchases, no category restrictions. Get a 0% intro APR for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening.