Apple Card vs Bank of America Unlimited Cash Rewards (Gold Tier) 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Apple Card
Pays 3% cash back on purchases from Apple, 2% on transactions via Apple Pay, 1% on all other purchases. Cash back deposited daily (after purchases clear) into your account.
Bank of America Unlimited Cash Rewards (Gold Tier)
Preferred Rewards Gold Tier members earn an unlimited 1.87% cash back on all purchases (a 25% rewards boost from the standard 1.5% rate). The Bank of America Unlimited Cash Rewards card offers a 0% introductory APR for the first 18 billing cycles for purchases, as well as any balance transfers made within the first 60 days of opening your account.