American Express Plum Card vs Capital One Spark 1% Classic for Business 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
American Express Plum Card
The Plum Card from American Express pays an unlimited 1.5% cash back (Early Pay Discount) on the portion of your balance you pay within 10 days of your statement closing date. The card’s Extra Days to Pay option allows you to defer payment of the remainder of your new balance until the payment due date on your next billing statement without incurring interest, as long as you pay at least the minimum payment due.
Capital One Spark 1% Classic for Business
Earn unlimited 1% cash back for your business on every purchase, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.