Bank of America Unlimited Cash Rewards (Gold Tier) vs Discover it Cash Back 2023
In head-to-head competition, which of these rewards credit cards wins out? Here’s what each has to offer and how they fare when put to the ultimate test — the cash back you’ll earn for using them.
Bank of America Unlimited Cash Rewards (Gold Tier)
Preferred Rewards Gold Tier members earn an unlimited 1.87% cash back on all purchases (a 25% rewards boost from the standard 1.5% rate). The Bank of America Unlimited Cash Rewards card offers a 0% introductory APR for the first 18 billing cycles for purchases, as well as any balance transfers made within the first 60 days of opening your account.
Discover it Cash Back
Earn 5% cash back at select places (changes quarterly), such as grocery stores, restaurants, gas stations, wholesale clubs, select streaming services, Amazon.com, PayPal purchases, etc. 1% cash back on all other purchases, unlimited cashback match at the end of your first year. 0% intro APR for 15 months on purchases and balance transfers.